Imagine you have been living in a rented house and saving each month to buy a house of your own. Unfortunately, you get ill and a substantial amount is spent from the hard-earned savings on your medical expenses. Your long-awaited dream of buying a house is shattered and you are in distress. The expenses could have been curtailed if you
Health Insurance যেমন খুবই গুরুত্বপূর্ণ একটা বিষয়, ঠিক তেমনি Health Insurance এর Claim Process বা কিভাবে Health Insurance এর Claim হয় এই বিষয়ে একটা ধারনা থাকলে ভবিষ্যতে দুশ্চিন্তা কমে Security বারে। Health Insurance Claim দুভাবে পাওয়া যায়, এক – Cashless Claim Process এর মাধ্যমে, দুই – Reimbursement Process এর মাধ্যমে। এই দুটো পদ্ধতি কিছু Process বা নিয়ম Follow করতে হয়,
I am startled and astonished at the same time when I have seen a study report published by The Indian Express on 23rd Feb 2021 where it is told that only 27 percent of Indians have health insurance. You can click here to read about it. On the opposite side, it makes me more surprised when I can see 73
একটা Study report দেখে আমি Just চমকে উঠলাম এবং একই সাথে খুব অবাকও হলাম। Study Report টা হল আমাদের দেশে মাত্র 27% মানুষের Health Insurance বা Mediclaim রয়েছে। To see the detailed report, click here. এই Report টা দেখে আমি ভাবছিলাম 27% মানুষের Health Insurance বা Mediclaim রয়েছে মানে তো দাঁড়ায় 73% মানুষদের কোন Health Insurance Coverage ই নেই। ভাবলে
In today’s world, either everyone has their own car or will have a new one in near future. But most of us do not have a clear idea of Car Insurance. We just take a Car Insurance to avoid unnecessary harassment or fines from police on the road. Whereas, it does not only cover accidental financial loss but also takes
আজকের যুগে প্রত্যেকেরই হয় Car আছে না হলে ভবিষ্যতে হয়ত হবে। Car এর Insurance নিয়ে অনেকেরই খুব একটা ভাল ধারনা নেই বলে আমি দেখেছি। শুধুমাত্র পুলিশ ধরবে বা Fine করবে বলেই অনেকে একটা Insurance করে রাখেন। অথচ Car Insurance শুধুমাত্র Car Accident এর ক্ষতিপূরণ করে তাই নয়, সমস্ত Unforeseen Risk যেমন Fire, Theft, Natural Disaster, Third Party Accident সমস্ত কিছু
Capital Gain Bonds or 54EC bonds help investors to claim tax exemption for 6 months after the sale of a property or asset. The maximum limit for investing 50,000,00. These are specifically meant for investors who are earning long-term capital gains and want tax exemption on them. Features of Capital Gain Bonds These are some of the main features of
This particular scheme was started by the Government of India in 2015 to control the demand for imported gold in the country.Sovereign Gold Bonds (SGB) are substitutes for holding physical gold. These bonds are approved by RBI and allow individuals to invest in gold without the tension of safekeeping. This investment scheme is secure because gold prices are less influenced
It is a government-sponsored pension scheme. It came into existence in 2004 for government employees. However, in 2009, it opened for all sections. This scheme provides retirement solutions to all employees.NPS is a highly flexible scheme as it permits individuals to choose from a wide range of options and allows control over their investments. Any individual between the age of
Hybrid mutual funds are a combination of both Equity and Debt instruments and investors can invest in both. Assets are modified and allocated by fund managers to reduce risk levels so as to benefit investors. Hybrid Mutual Funds are riskier than debt funds but safer than equity funds. Types Of Hybrid Mutual Funds These are some of the types of
After a hectic day at work, when you hit the bed at night, do you dream
আমি আমার অভিজ্ঞতায় দেখেছি যে সবথেকে প্রয়োজনীয় এবং জীবনের সবথেকে সবথেকে গুরুত্বপূর্ণ একটা বিষয় হল Retirement
The coronavirus pandemic has affected the economy of every country. It has left national economies and
1947 সালের স্বাধীনতা প্রাপ্তির পর থেকে 80র দশকের শেষ পর্য্যন্ত আমাদের দেশের অর্থনীতি ছিল সরকার দ্বারা
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