Our Services

roy’s Finance, an AMFI-registered Mutual Fund Distributor, excels in providing personalized financial solutions based on the clients’ unique requirements and risk appetite, ensuring high returns while minimizing the risk factors.

Goal Based Planning

Goal-Based Financial Planning helps you to achieve your set goals through proper financial planning and investment. A goal-based financial plan can ensure financial security and help you to achieve your desired goals at every stage of your life. Buying a house, children’s higher education and marriage, and retirement planning are some of the goals that every investor has.

Steps Involved in Goal-Based Planning

These are some of the steps involved in getting started with your goal-based planning –

  1. Setting your goals: One must lay out goals at every stage of their life evaluating expenses and keeping inflation in mind.
  2. Proper budgeting: Assessing one’s expenses, liabilities, and assets to frame a budget so that one can save and invest systematically.
  3. Determining your risk appetite: Taking too much risk may result in losing your hard-earned money. Therefore, it is very important to plan and assess your risk appetite to achieve your financial goals.
  4. Allocation of assets: Returns and risks are interrelated. The higher the return, the higher is the risk involved therefore, one must invest in the right assets depending on his goals and risk appetite.
  5. Investment plan: After determining the risk appetite and allocating assets, this is the final step of financial planning. Once you calculate how much to invest and save, you can achieve your financial goals.

Why Is Goal-Based Planning Important?

Setting goals can let you organize your time and resources more effectively to make the most of your life. Moreover –

  1. Budget and Savings: If one can keep a track of every small and large expense, he can save a lot more by reducing careless expenditures.
  2. Investing in a disciplinary manner: By investing in monthly SIPs and rebalancing portfolios regularly, one can invest in a disciplinary manner.
  3. Reduce Debt: Financial planning in advance can reduce debts or refrain oneself from taking loans.
  4. Saving Taxes: One can save taxes by planning the 80C deductions earlier.

It is recommended to take professional help in making an investment plan according to your goals. Book your free consultation with us today!

Other Services

Retirement Planning

Retirement is the cessation of one’s active working life. It is one of the essential parts of financial planning. This

Estate Planning

Everyone has an estate, be it small or big. It may include a car, a home, financial investments, insurance policies,

Mutual Fund Solutions

In simpler terms, a mutual fund is an investment scheme that pulls a group of people to invest in stocks,

Portfolio Management

In financial terms, a ‘portfolio’ is a collection of a wide range of assets like stocks, bonds, commodities, and cash

Are You Having Any

Financial Problems? Queries?

If you are looking for expert help on your financial problems,
then here’s your chance to book a FREE personal consultation with our expert Wealth Coaches.

Email Address

Office Address

roy's Finance, 506, Eco Suite Business Tower, Action Area IID, New Town, Kolkata, West Bengal, 700136

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Our phone lines are available, Monday to Friday 10 AM to 6 PM and Saturday from 10 AM to 3 PM.

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