Life is unpredictable. Buying an insurance policy ensures financial security to face any kind of unforeseen problems in life. Insurance is a legal contract involving two parties, the insurance company (insurer) and the individual (insured).
We work with various insurance products like Life Insurance, Health Insurance, Car Insurance, etc, and can help you to decide on the right insurance for you and your family.
Life Insurance
Life insurance is a legal contract between an insurer and policyholder. The life insurance company promises to pay a certain amount to the beneficiaries of the policyholder at the time of his death or after a set period. The life insurance sum is paid in exchange for a premium.
Health Insurance
Health Insurance provides financial security against the expenses incurred during a medical emergency. It is like an investment that can safeguard from paying hefty expenses related to hospitalization charges, medicines, tests, doctor’s consultations, and so on. Health insurance can be claimed cashless as well as on a reimbursement basis.
Critical Health Insurance
This insurance provides financial security against life-threatening diseases. The insurance company pays a lump sum amount to the insurer to cover the expenses of some critical illnesses.
Personal Accidental Insurance
This insurance provides financial protection to the policyholder against accidental death, accidental injuries, and accidental disabilities – both permanent and temporary. In case of the accidental death of the policyholder, the nominee gets 100% compensation from the insurer.
Vehicle Insurance
The insurance purchased for cars, trucks, bikes, and other vehicles are known as Vehicle Insurance. Vehicle insurance covers property risk (theft or damage to the vehicle) and liability risk (risk arising due to accidents). According to the Motor Vehicles Act of India, it is mandatory for each owner to insure his vehicle operating in public space.
Fire/Burglary Insurance
Fire insurance provides insurance for any damage or loss caused to the policyholder or to his property due to accidental fire, lightning, or explosion.
Burglary insurance provides reimbursement for any damage or loss caused to the policyholder’s property or assets like jewelry or cash, due to burglary or theft.
House/Asset Insurance
Home Insurance provides financial assistance for any damage caused to your home due to fire, theft, or natural calamities like earthquakes, floods, etc.
Travel Insurance
This insurance covers those areas of risk which are likely to spoil your trip. It ensures a hassle-free travel experience. This kind of policy is popular amongst people traveling for business or vacation, students, and travelers.
