Our Products

ROYS FINANCE, an AMFI-registered Mutual Fund Distributor, excels in providing personalized financial solutions based on the clients’ unique requirements and risk appetite, ensuring high returns while minimizing the risk factors.

Fixed Income

Fixed Income funds aim to generate “fixed” returns based on an interest rate by investing in various bonds and fixed-income securities and works in a very similar way as Fixed Deposit works. Our team can understand your financial situation, gather your requirements, and suggest you the right “fixed income” products based on your unique needs.

Fixed Income provides investors a fixed income on a regular schedule. They are most popular amongst investors as they are relatively less risky. Our team can help you to choose the best ‘fixed income’ product based on your needs.

Debt Mutual Fund

Debt mutual funds provide a steady income to investors and one can invest in fixed income securities such as treasury bills, government securities, corporate bonds or debentures, etc. The risks involved in debt mutual funds are lesser compared to equity schemes.

Fixed Deposit

It is an investment scheme provided by banks and other non-banking companies. They offer greater returns as compared to savings accounts. Fixed deposits or FDs have a fixed tenure, hence the name.

Senior Citizen Scheme

This is a government-backed scheme primarily meant for the senior citizens of our country. This was launched in 2004, designed to provide financial security to senior citizens. This scheme is safe and reliable as it is totally backed by the Indian government.

Tax-Free Bonds

In the case of tax-free bonds, the interest rate is totally tax-free according to the Income Tax Act, 1961. Herein, bonds can be sold anytime before maturity and can be held in physical form too.

Post Office Monthly Income Scheme

This is an investment scheme of the Indian Postal services. These are more suitable for investors who are looking for fixed monthly income but unwilling to take risks.

Other Products

National Pension Scheme

It is a government-sponsored pension scheme. It came into existence in 2004 for government employees. However, in 2009, it opened


Life is unpredictable. Buying an insurance policy ensures financial security to face any kind of unforeseen problems in life. Insurance

Capital Gain Bond

Capital Gain Bonds or 54EC bonds help investors to claim tax exemption for 6 months after the sale of a

Sovereign Gold Bond

This particular scheme was started by the Government of India in 2015 to control the demand for imported gold in

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Email Address

Office Address

ROYS FINANCE, 506, Eco Suite Business Tower, Action Area IID, New Town, Kolkata, West Bengal, 700136

Call Us


Our phone lines are available, Monday to Friday 10 AM to 6 PM and Saturday from 10 AM to 3 PM.

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