Category: Our Services

Estate Planning

Everyone has an estate, be it small or big. It may include a car, a home, financial investments, insurance policies, bank accounts etc. Death is inevitable and whimsical and no matter how small or big your estate is, you cannot take it with you when you die. This is why you need estate planning- to make a plan in advance

Income Tax Planning

Tax planning helps to reduce one’s tax liabilities and make the best effort to use tax exemptions and benefits each financial year. Tax planning is an essential part of financial planning. The most popular planning methods for saving tax are PPF accounts, National Saving Certificate, Fixed Deposits, and Mutual Funds.   How Does Tax Planning Help? Minimizes litigation: Dispute between

Loan Management Solutions

Different people have to take loans for their different needs at different times. Loans can be sorted into two categories essentially – Good Loans and Bad Debts. A Home Loan is an example of a Good Loan whereas Personal Loans, Credit Card Loans, etc are considered Bad Debts. We provide free guidance and assistance to our clients on Loan Management

General Insurance Planning​

General Insurance covers insurance of assets including financial assets. General insurance planning protects your savings during contingencies.   Why is General Insurance Needed? In few cases, general insurance policies are compulsory by law. For instance, motor insurance plans are compulsory under the Motor Vehicles Act of 1988. In many foreign countries, a valid health insurance policy is mandatory while traveling.

Life Insurance Planning

Insurance is one of the most important parts of financial planning as it can protect you and your loved ones from the costs that can arise from several uncertainties in life. Life insurance is a legal contract between an insurer and policyholder. The life insurance company promises to pay a certain amount to the beneficiaries of the policyholder at the

Goal Based Planning

Goal Based Financial Planning helps you to achieve your set goals through proper financial planning and investment. A goal-based financial plan can ensure financial security and help you to achieve your desired goals at every stage of your life. Buying a house, children’s higher education and marriage, retirement planning are some of the goals that every investor has.   Steps

Mutual Fund Solutions

In simpler terms, a mutual fund is an investment scheme that pulls a group of people to invest in stocks, bonds or securities sharing a common investment objective. It is usually run by an asset management company (AMC). The income generated from this investment scheme is then proportionately distributed amongst the investors levying certain expenses and calculating a “Net Asset

Portfolio Management

In financial terms, a ‘portfolio’ is a collection of a wide range of assets like stocks, bonds, commodities, cash which also include closed-end funds and exchange-traded funds (ETFs). Portfolio management is simply the art of managing an individual’s investment. One of the important concepts of portfolio management is the diversification of one’s assets into various financial investments or categories. Diversification

Retirement Planning

Retirement is the cessation of one’s active working life. It is one of the essential parts of financial planning. This is the phase when one has no income but the expenses are higher due to medical expenses and inflation. Retirement solutions help in determining retirement income and the proper planning to achieve such goals. roy’s Finance offers a range of

Most Popular

error:
Scroll to Top