Category: Tax Understanding

How Does Budget 2020 Impact On Your Finance?

āĻāĻŦāĻ›āϰ Budget āĻĒ⧇āĻļ āĻšāĻ“āϝāĻŧāĻžāϰ āφāϗ⧇ āĻ…āύ⧇āĻ• āĻ•āĻĨāĻž Media āϝāĻŧ āφāϞ⧋āϚāύāĻž āĻšāĻšā§āĻ›āĻŋāϞ Sec 80 C āĻŦāĻžāϰāĻž āύāĻŋāϝāĻŧ⧇, āĻāϰāĻ•āĻŽ āĻ…āύ⧇āĻ• āĻ•āĻŋāϛ⧁āĨ¤ āĻ•āĻŋāĻ¨ā§āϤ⧁ āϘāĻŸā§‡āϛ⧇ āĻĒ⧁āϰ⧋ āĻ…āĻ¨ā§āϝāĨ¤āϏāϰāĻ•āĻžāϰ⧇āϰ Intention āĻ›āĻŋāϞ Simple āϰāĻžāĻ–āĻž āĻ•āĻŋāĻ¨ā§āϤ⧁ āĻŦāĻžāĻ¸ā§āϤāĻŦ⧇ āϘāĻŸā§‡āϛ⧇ āĻ āĻŋāĻ• āωāĻ˛ā§āĻŸā§‹āϟāĻžāĨ¤ āĻŦ⧇āĻļāĻŋāϰāĻ­āĻžāĻ— āĻŽāĻžāύ⧁āώ ConfusedāĨ¤Â  New Tax Slabs vs Old Tax Slabs New Tax Slab Education Cess @4% on the Tax Amount A surcharge of 10% applicable if income >

9 Points About Budget 2018 Which Has Impact On Your Finance

  āĻŦāĻžāĻœā§‡āϟ āϤ⧋ āĻĒ⧇āĻļ āĻšāϝāĻŧ⧇ āϗ⧇āϛ⧇, āϏāĻžāϧāĻžāϰāύ āĻŽāĻžāύ⧁āώ⧇āϰ āĻ‰ā§ŽāϏāĻžāĻš āĻ“ āϝ⧇āĻŽāύ āϖ⧁āĻŦ āĻŦ⧇āĻļāĻŋ āφāĻŦāĻžāϰ āϤ⧇āĻŽāύāĻŋ āĻŦāĻŋāĻ­āĻŋāĻ¨ā§āύ āĻŦāĻŋāώāϝāĻŧ āύāĻŋāϝāĻŧ⧇ Confusion āĻ“ āϤāĻžāϰ āĻšā§‡āϝāĻŧ⧇ āĻ…āύ⧇āĻ• āĻ…āύ⧇āĻ• āĻŦ⧇āĻļāĻŋāĨ¤ āĻāχ Confusion āϟāĻž āĻŦāĻžāĻĄāĻŧāĻžāĻšā§āϛ⧇ āφāϰ⧋ Whatsapp āφāϰ āĻŦāĻŋāĻ­āĻŋāĻ¨ā§āύ Expert āĻāϰ Technical Jargon āϏāĻŽā§ƒāĻĻā§āϧ ArticleāĨ¤ āϖ⧁āĻŦ Simple āĻ­āĻžāĻŦ⧇ āφāĻŽāĻŋ āĻāĻ–āύ āφāĻĒāύāĻžāϰ āĻœā§€āĻŦāύ⧇ Personal Finance āĻ āĻāχ Budget āĻ•āĻŋ Impact āĻĢ⧇āϞāϤ⧇ āĻĒāĻžāϰ⧇ āϤāĻžāχ āϜāĻžāύāĻžāĻŦāĻžāϰ āĻšā§‡āĻˇā§āϟāĻž āĻ•āϰāĻ›āĻŋāĨ¤ āĻāĻ•āϟāĻž

How To Fill New Form 15G / Form 15H

The Central Board of Direct Taxes (CBDT) has recently issued a notification regarding the new format and declaration procedure of new Form 15G & Form 15H. The revised procedure has been made effective from the 1st October, 2015. Tax payers seeking non deduction of tax from certain incomes are required to file a self declaration in Form No. 15G or Form No.15H as per

A Case Study About Long Term Investment

āĻāϰ āφāϗ⧇ āĻ…āύ⧇āĻ•āĻŦāĻžāϰ āĻ…āύ⧇āĻ• āϝāĻžā§ŸāĻ—āĻžā§Ÿ āϞāĻŋāϖ⧇āĻ›āĻŋ Investment āĻāϰ āϜāĻ¨ā§āϝ Investment Mindset āϤ⧈āϰ⧀ āĻ•āϰāĻž āĻĒā§āĻ°ā§‹ā§Ÿā§‹āϜāύ, Risk āĻ•āĻŋ, āĻšā§‹āϖ⧇āϰ āĻ†ā§œāĻžāϞ⧇ āϘāĻŸā§‡āϝāĻžāĻ“ā§ŸāĻž āϘāϟāύāĻž āφāĻŽāϰāĻž āϧāϰāϤ⧇ āĻĒāĻžāϰāĻŋāύāĻž āĻŦāϞ⧇ Real Risk āϟāĻž āĻ āĻŋāĻ• āĻŦ⧁āĻāϤ⧇ āĻĒāĻžāϰāĻŋ āύāĻžāĨ¤ āφāϜ āĻāĻ•āϟāĻž Practical Example āĻāϰ āĻŽāĻžāĻ§ā§āϝāĻŽā§‡ āφāĻŽāĻŋ āĻĻ⧇āĻ–āĻžāĻŦā§‹ Long Term Investment āĻ āĻļ⧁āϧ⧁āĻŽāĻžāĻ¤ā§āϰ Assured Return āĻāϰ āĻĒā§āϰāϤāĻŋ āύāĻŋāĻ›āĻ• Biasness āĻ•āĻŋ āĻŽāϰāĻžāĻ¤ā§āύāĻ• āĻ–āϤāĻŋ āĻ•āϰāϤ⧇ āĻĒāĻžāϰ⧇āĨ¤ āĻāϰ āϏāĻ™ā§āϗ⧇ āĻāϟāĻžāĻ“ āĻŦā§‹āĻāĻžāϤ⧇ āĻšā§‡āĻˇā§āϟāĻž

ELSS Fund – A Different Angle

ELSS Fund (Equity linked Saving Scheme) āĻŦāϞāϤ⧇ Mutual Fund āĻāϰ āϏ⧇āχ āϧāϰāύ⧇āϰ Fund āϕ⧇ āĻŦā§‹āĻāĻžā§Ÿ āϝ⧇āĻ–āĻžāύ⧇ āφāĻĒāύāĻŋ Invest āĻ•āϰ⧇ 80 C Section āĻ…āύ⧁āϝāĻžā§Ÿā§€ 1,50,000 āϟāĻžāĻ•āĻž āĻĒāĻ°ā§āĻ¯ā§āϝāĻ¨ā§āϤ āĻ›āĻžā§œ āĻĒ⧇āϤ⧇ āĻĒāĻžāϰ⧇āύāĨ¤ āĻāχ Fund āĻāϰ Lock in Period āĻŽāĻžāĻ¤ā§āϰ 3 āĻŦāĻ›āϰāĨ¤ āĻāχ Fund āĻāϰ āϜāĻŽāĻž āĻ…āĻ°ā§āĻĨ āϝāĻ–āύ āϤ⧁āϞāĻŦ⧇āύ āϤāĻ–āύ āĻāϰ Return āϟāĻŋāĻ“ āĻĒ⧁āϰ⧋āĻĒ⧁āϰāĻŋ Tax FreeāĨ¤ āĻ…āύ⧇āϕ⧇āχ Tax Savings āϟāĻžāϕ⧇ Force Savings āĻšāĻŋāϏāĻžāĻŦ⧇ āĻĻ⧇āϖ⧇āύ,

NPS- A Flawed Tax efficient Product.

The National Pension Scheme (NPS) was launched in 2004, as a pure-defined contribution product based pension system, which seems still confused about its design, marketing and taxation even after eleven years since its launch. The scheme has failed to nudge people into long-term savings that might provide a comfortable retirement income due to its cumbersome structure, the corpus taxed at

Gift āĻāĻŦāĻ‚ āĻ āϏāĻŽā§āĻĒāĻ°ā§āϕ⧇ āĻ•āĻŋāϛ⧁ āĻ•āĻĨāĻž

āφāϜ āφāĻŽāĻŋ āĻāĻ•āϟāĻž āϖ⧁āĻŦ āϏāĻžāϧāĻžāϰāύ āĻ…āĻĨāϚ āĻĒā§āĻ°ā§‹ā§ŸāϜāĻ¨ā§€ā§Ÿ āĻŦāĻŋāώ⧟ āύāĻŋā§Ÿā§‡ āφāϞ⧋āϚāύāĻž āĻ•āϰāĻŦāĨ¤ āφāĻŽāϰāĻž āĻ…āύ⧇āĻ• āϏāĻŽā§Ÿāχ āĻŦāĻ¨ā§āϧ⧁ āĻŦāĻž āφāĻ¤ā§āĻ¨ā§€ā§ŸāĻĻ⧇āϰ āϟāĻžāĻ•āĻž āϧāĻžāϰ āĻšāĻŋāϏāĻžāĻŦ⧇ āĻĻāĻŋā§Ÿā§‡ āĻĨāĻžāĻ•āĻŋ āφāĻŦāĻžāϰ āϤāĻŋāύāĻŋ āĻšā§ŸāϤ⧋ āϤāĻž āĻĒāϰ⧇ āϝāĻĨāĻž āϏāĻŽā§Ÿā§‡ āĻĢ⧇āĻ°ā§Ž āĻ“ āĻĻāĻŋā§Ÿā§‡ āĻĻ⧇āύāĨ¤ āφāĻĒāĻžāϤ āĻĻ⧃āĻˇā§āϟāĻŋāϤ⧇ āϘāϟāύāĻžāϟāĻŋāϰ āϕ⧋āύ⧋ āϏ⧇āϰāĻ•āĻŽ āϗ⧁āϰ⧁āĻ¤ā§āĻŦ āφāϛ⧇ āĻ•āĻŋ? āύāĻž, āύ⧇āχāĨ¤ āĻ•āĻŋāĻ¨ā§āϤ⧁ Income Tax Act āĻŦāϞāϛ⧇ By virtue of Section 56(2), any sum of money exceeding Rs. 50000

For Tax savings U/S 80C ELSS and PPF

From the current assessment year, the Gov. of India has increased the 80C benefit from Rs 1 lakh to Rs 1.5 lakh. If you want to know about Tax Savings Planning u/s 80 C then most of the people prefer PPF, NSC, GPF or PF, Life Insurance and a very handful of people think about ELSS Mutual fund. (ELSS- Equity

80 C āϧāĻžāϰāĻžā§Ÿ Tax āĻ›āĻžā§œā§‡āϰ āĻĒāϰ⧀āĻ•āĻ˛ā§āĻĒāύāĻž

āĻŦāĻ°ā§āϤāĻŽāĻžāύ⧇ 80 C āϧāĻžāϰāĻžā§Ÿ 1,00,000āϟāĻžāĻ•āĻžāϰ āĻĒāϰāĻŋāĻŦāĻ°ā§āϤ⧇ 1,50,000 āϟāĻžāĻ•āĻžāϰ āĻ›āĻžā§œ āĻ˜ā§‹āώāύāĻž āĻ•āϰāĻž āĻšā§Ÿā§‡āϛ⧇āĨ¤ āϕ⧋āĻĨāĻžā§Ÿ āϕ⧋āĻĨāĻžā§Ÿ Savings āĻ•āϰāϞ⧇ āĻāχ āĻ›āĻžā§œ āĻĒāĻžāĻ“ā§ŸāĻž āϝ⧇āϤ⧇ āĻĒāĻžāϰ⧇ āĻāĻ•āĻŦāĻžāϰ āĻĻ⧇āϖ⧇ āύ⧇āĻ“ā§ŸāĻž āϝāĻžāĻ•āĨ¤   āĻāχ 80 C āĻāϰ Tax āĻ›āĻžā§œāϟāĻŋāϕ⧇ āĻāĻ•āϰāĻ•āĻŽ āĻ…āύ⧇āϕ⧇āχ Forced Savings āĻšāĻŋāϏāĻžāĻŦ⧇ āĻĻ⧇āϖ⧇ āĻĨāĻžāϕ⧇āύāĨ¤ āĻāχ āĻ›āĻžā§œāϟāĻŋāϕ⧇ āϝāĻĻāĻŋ āϕ⧇āω āĻĒā§āϰāĻĨāĻŽ āĻĨ⧇āϕ⧇ Planning āĻ•āϰ⧇ āϤ⧈āϰ⧀ āĻ•āϰāϤ⧇ āĻĒāĻžāϰ⧇āύ āϤāĻžāĻšāϞ⧇ āĻ­āĻŦāĻŋāĻˇā§āϝāϤ⧇ āϤāĻžāϰ āĻ…āύ⧇āĻ• Financial Goal āĻĒā§‚āϰāύ āĻ•āϰāĻž āϖ⧁āĻŦ āϏāĻšāϜ

āĻĒāĻŋ.āĻĒāĻŋ.āĻāĻĢ â€“ āĻ•āĻŋāϛ⧁ āĻ•āĻĨāĻž

 āϝ⧇ āϏāĻŽāĻ¸ā§āϤ āĻŦā§āϝāĻ•ā§āϤāĻŋāϰāĻž āύāĻŋāϰāĻžāĻĒāĻĻ (Safe), āϏāϰāĻ•āĻžāϰ⧀ āϏ⧁āĻŦāĻŋāϧāĻžāϝ⧁āĻ•ā§āϤ (Govt. backed), āĻŸā§āϝāĻžāĻ•ā§āϏ⧇āϰ āϏ⧁āĻŦāĻŋāϧāĻžāϝ⧁āĻ•ā§āϤ (Tax efficient) āĻĻā§€āĻ°ā§āϘ āĻŽā§‡ā§ŸāĻžāĻĻā§€ āϞāĻ•ā§āώāĻĒā§‚āϰāύ⧇āϰ āϕ⧋āύ⧋ āĻĒā§āϰāĻĄāĻžāĻ•ā§āϟ āĻ–ā§‹āρāĻœā§‡āύ āϤāĻžāĻĻ⧇āϰ āϜāĻ¨ā§āϝ āĻĒāĻŋ.āĻĒāĻŋ.āĻāĻĢ āĻŦāĻž Public Provident Fund āĻāĻ•āϟāĻŋ āĻ…āĻ¤ā§āϝāĻ¨ā§āϤ āϗ⧁āϰ⧁āĻ¤ā§āĻŦāĻĒā§‚āĻ°ā§āύ āĻāĻŦāĻ‚ āĻĒā§āĻ°ā§‹ā§Ÿā§‹āϜāĻ¨ā§€ā§Ÿ āĻĒā§āϰāĻĄāĻžāĻ•ā§āϟāĨ¤ āφāĻŽāĻŋ āĻ…āύ⧇āϕ⧇āϰ āϏāĻ™ā§āϗ⧇ āĻ•āĻĨāĻž āĻŦāϞ⧇ āĻĻ⧇āϖ⧇āĻ›āĻŋ āĻāχ āĻĒā§āϰ⧋āĻĄāĻžāĻ•ā§āϟāĻŋ āύāĻŋā§Ÿā§‡ āĻ…āύ⧇āϕ⧇āχ āϜāĻžāύ⧇āύ āĻ•āĻŋāĻ¨ā§āϤ⧁ āϏ⧇āϟāĻž āϏāĻŽā§āĻĒā§‚āĻ°ā§āĻŖ āϜāĻžāύāĻž āύ⧟āĨ¤ āϝ⧇ āϕ⧋āύ⧋ āϜāĻŋāύāĻŋāϏ āĻ…āĻ°ā§āϧ⧇āĻ• āϜāĻžāύāĻž āĻĒāϰāĻŦāĻ°ā§āϤāĻŋāϤ⧇ āĻŦāĻŋāĻĒāĻœā§āϜāύāĻ• āĻšāϤ⧇ āĻĒāĻžāϰ⧇āĨ¤ āϤāĻžāχ āĻšā§‡āĻˇā§āϟāĻž āĻ•āϰāĻ›āĻŋ

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